There’s no question that people in NJ do a lot of driving. That’s part of the reason why New Jersey residents have some of the highest insurance rates in the country. Many commute to Philadelphia, New York or within major metropolitan areas within the state including Newark, Patterson, Camden or Atlantic City. Because of all this driving, finding the right car is important, and more New Jersey residents are choosing to go the used car route for a number of reasons. Buying a used car in New Jersey is obviously cheaper, can help you save money on insurance and you can buy certified cars with warranties for extra assurance. However, how do you find the right used car? Here are some things to consider when shopping for a used car in the Garden State.
- Research the possible cars that fit your needs: Once you determine what you need out of a car, the next step is researching the type of car that fits those needs. There are so many sites out there, from Edmunds to Kelly Blue Book, so you’ll be able to find safety reports, car depreciation, car value and other points of interest valuable to any used car buyer.
- Determine how much you can afford: Are you buying with cash or will you need to finance? If you’re looking to finance, it might be advantageous to take a look at your credit report. This will allow you to make sure there aren’t any mistakes, which might affect your credit score. Auto loan rates are determined by your score. Even a few tenths of a percentage point could mean a lot of money saved over the lifetime of the loan. When you know how much you can afford monthly or know how much you cash you can spend, it will ease the anxiety of the search. Keep in mind the average cost of living in New Jersey is higher than the nationwide average but the cost of gas is significantly lower.
- Take inventory of your own needs: Before you can go to a used car lot and take a test drive, you need to know what your own needs are. There are so many used cars for sale in NJ to choose from that you should find one that fits your needs. So what are your needs? Some people are interested in size or safety because they have families; others are more concerned with fuel efficiency to save at the pump. Whatever your preference, by knowing your needs, you’ll be able to pinpoint your search.
Photo source: http://www.flickr.com/photos/riverspring/2606961845/
These are just some of the things you’ll need to do before you make to the lot. By doing your research beforehand, you should be able to find the used car you need to navigate the roads of the Garden State.
Like cars? Check out Ashely’s Twitter @ashelymarie1985 to see what else she has to say about cars.