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	<title>Step By Step Directions &#187; Credit and loans</title>
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		<title>Consolidating Your Loans the Easy Way</title>
		<link>http://www.stepbystepdirections.com/business/credit-loans/consolidating-your-loans-the-easy-way/</link>
		<comments>http://www.stepbystepdirections.com/business/credit-loans/consolidating-your-loans-the-easy-way/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 12:10:08 +0000</pubDate>
		<dc:creator>pompano</dc:creator>
				<category><![CDATA[Credit and loans]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[loan]]></category>
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		<description><![CDATA[Some of the benefits of debt consolidation include lower monthly payments, lower interest rates, extended payment plans, and negotiable terms.  Here is how you can consolidate your loans the easy way.]]></description>
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		<title>Creating a Debt Consolidation Plan</title>
		<link>http://www.stepbystepdirections.com/business/credit-loans/creating-a-debt-consolidation-plan/</link>
		<comments>http://www.stepbystepdirections.com/business/credit-loans/creating-a-debt-consolidation-plan/#comments</comments>
		<pubDate>Sun, 24 Jan 2010 12:10:04 +0000</pubDate>
		<dc:creator>pompano</dc:creator>
				<category><![CDATA[Credit and loans]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debts]]></category>
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		<guid isPermaLink="false">http://www.stepbystepdirections.com/?p=1065</guid>
		<description><![CDATA[Perhaps the most important factor for success with debt consolidation, however, is to properly prepare and plan for your consolidation.  Here are some easy steps you can follow to create a good debt consolidation plan.]]></description>
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		<title>Finding the Right Debt Consolidation Company</title>
		<link>http://www.stepbystepdirections.com/business/credit-loans/finding-the-right-debt-consolidation-company/</link>
		<comments>http://www.stepbystepdirections.com/business/credit-loans/finding-the-right-debt-consolidation-company/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 12:10:41 +0000</pubDate>
		<dc:creator>pompano</dc:creator>
				<category><![CDATA[Credit and loans]]></category>
		<category><![CDATA[company]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[plan]]></category>

		<guid isPermaLink="false">http://www.stepbystepdirections.com/?p=1064</guid>
		<description><![CDATA[From personal loans and debt restructuring to debt settlement and debt consolidation these companies offer a wide variety of services.  If you want to find the right debt consolidation company, however, you should try following this easy guide.]]></description>
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		<title>Surviving a Debt Consolidation</title>
		<link>http://www.stepbystepdirections.com/business/credit-loans/surviving-a-debt-consolidation/</link>
		<comments>http://www.stepbystepdirections.com/business/credit-loans/surviving-a-debt-consolidation/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 12:09:21 +0000</pubDate>
		<dc:creator>pompano</dc:creator>
				<category><![CDATA[Credit and loans]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debts]]></category>
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		<category><![CDATA[plan]]></category>
		<category><![CDATA[surviving]]></category>

		<guid isPermaLink="false">http://www.stepbystepdirections.com/?p=1063</guid>
		<description><![CDATA[Through debt consolidation, you place multiple debts under a single loan that usually has a lower interest rate and is spread out over a longer payment period.  This article will provide a step-by-step guide on surviving debt consolidation.]]></description>
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		<title>How to Approach a Friend for a Personal Loan</title>
		<link>http://www.stepbystepdirections.com/business/credit-loans/how-to-approach-a-friend-for-a-personal-loan/</link>
		<comments>http://www.stepbystepdirections.com/business/credit-loans/how-to-approach-a-friend-for-a-personal-loan/#comments</comments>
		<pubDate>Tue, 26 May 2009 14:35:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit and loans]]></category>
		<category><![CDATA[borrow]]></category>
		<category><![CDATA[friend]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[personal]]></category>

		<guid isPermaLink="false">http://www.stepbystepdirections.com/?p=374</guid>
		<description><![CDATA[Share on FacebookWhen people get into financial trouble, they often have a hard time asking relatives or friends if they can borrow money.  The truth is, some of your relatives and friends may be happy to help you out in these times of economic hardship.  If you can gather up the courage to ask for [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>How to Find a Loan Company to Start Your Business</title>
		<link>http://www.stepbystepdirections.com/business/credit-loans/how-to-find-a-loan-company-to-start-your-business/</link>
		<comments>http://www.stepbystepdirections.com/business/credit-loans/how-to-find-a-loan-company-to-start-your-business/#comments</comments>
		<pubDate>Tue, 26 May 2009 14:19:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit and loans]]></category>
		<category><![CDATA[Business]]></category>
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		<category><![CDATA[loan]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[small]]></category>

		<guid isPermaLink="false">http://www.stepbystepdirections.com/?p=372</guid>
		<description><![CDATA[Share on FacebookHow to Find a Loan Company to Start Your BusinessStarting a small home business can be difficult, especially if you don&#8217;t have the resources to pool together enough capital for that entrepreneurial venture.  Just because you can&#8217;t afford the capital from your savings, though, it doesn&#8217;t mean that you should give up on [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>How to Dispute Inaccurate Information on Your Credit Report</title>
		<link>http://www.stepbystepdirections.com/business/credit-loans/how-to-dispute-inaccurate-information-on-your-credit-report/</link>
		<comments>http://www.stepbystepdirections.com/business/credit-loans/how-to-dispute-inaccurate-information-on-your-credit-report/#comments</comments>
		<pubDate>Tue, 26 May 2009 13:53:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit and loans]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[error]]></category>
		<category><![CDATA[report]]></category>

		<guid isPermaLink="false">http://www.stepbystepdirections.com/?p=366</guid>
		<description><![CDATA[Share on FacebookYour credit report contains a lot of personal and financial information.  With all of the numbers and letters on your report, it&#8217;s not difficult to understand why errors or inaccuracy might become a problem.  If you have found a credit report error, you should act quickly to dispute the error and have it [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Find a Reputable Credit Repair Agency</title>
		<link>http://www.stepbystepdirections.com/business/credit-loans/how-to-find-a-reputable-credit-repair-agency/</link>
		<comments>http://www.stepbystepdirections.com/business/credit-loans/how-to-find-a-reputable-credit-repair-agency/#comments</comments>
		<pubDate>Tue, 26 May 2009 13:49:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit and loans]]></category>
		<category><![CDATA[agency]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[repair]]></category>

		<guid isPermaLink="false">http://www.stepbystepdirections.com/?p=364</guid>
		<description><![CDATA[Share on FacebookWith the economic crisis at hand, many people have been forced to rethink how they manage their finances.  Some people have had to deal with mounting debts, job loss, and bad credit reports.  In an attempt to get their credit back on good terms, some people have gone to credit repair agencies, but [...]]]></description>
		<wfw:commentRss>http://www.stepbystepdirections.com/business/credit-loans/how-to-find-a-reputable-credit-repair-agency//feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Avoid Payday Loan Sharks with Their High Interest Rates</title>
		<link>http://www.stepbystepdirections.com/business/credit-loans/how-to-avoid-payday-loan-sharks-with-their-high-interest-rates/</link>
		<comments>http://www.stepbystepdirections.com/business/credit-loans/how-to-avoid-payday-loan-sharks-with-their-high-interest-rates/#comments</comments>
		<pubDate>Tue, 26 May 2009 13:46:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit and loans]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[payday]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[sharks]]></category>

		<guid isPermaLink="false">http://www.stepbystepdirections.com/?p=362</guid>
		<description><![CDATA[Share on FacebookPayday loans have sometimes been described as “legalized loan sharking”, because lenders often charge big fees and interest rates to make large profits.  It can be difficult to find a reliable and trustworthy payday lender that is willing to cut you a good deal on your loan.  Still, there are some ways that [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Raise Money to Settle Credit Card Debt</title>
		<link>http://www.stepbystepdirections.com/business/credit-loans/how-to-raise-money-to-settle-credit-card-debt/</link>
		<comments>http://www.stepbystepdirections.com/business/credit-loans/how-to-raise-money-to-settle-credit-card-debt/#comments</comments>
		<pubDate>Tue, 26 May 2009 13:43:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit and loans]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[raise]]></category>

		<guid isPermaLink="false">http://www.stepbystepdirections.com/?p=360</guid>
		<description><![CDATA[Share on FacebookWith all of the financial problems that people are facing nowadays, from unemployment to bankruptcy, it seems as though everyone is dealing with debts.  One of the most common debts that people often have to pay for is credit card debt.  It can be hard to pay off debts, especially when you&#8217;re barely [...]]]></description>
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		<slash:comments>1</slash:comments>
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